Real estate closings cost buyers and sellers far more than they expect, and most of that money walks out the door because of myths. In this episode, Chelsea Metka breaks down the most common and costly misconceptions she sees at the closing table, from what real estate agents are actually authorized to do, to why cash buyers need title insurance more than financed buyers do.
Chelsea covers title insurance, documentary stamp taxes, homestead exemptions, CDD fees, and the builder contracts that quietly put buyers at a disadvantage before a single negotiation begins.
For anyone currently under contract or heading toward a closing in Central Florida, this episode is the checklist they didn’t know they needed.
In this episode, you will hear:
- What real estate agents are and aren’t legally authorized to do during a transaction
- Why cash buyers actually carry more title risk than financed buyers
- The difference between a title search and title insurance, and why a clean search isn’t enough
- Who the lender’s attorney really represents at closing (hint: it’s not the buyer)
- Closing costs that are fixed by Florida statute and the fees that aren’t
- How CDD fees work and why the wrong checkbox can cost buyers or sellers thousands
- The one myth Chelsea considers the most dangerous in Florida real estate
Resources from this Episode
Title, Escrow & Closing Services – https://metkalawfirm.com/escrow-closing-services/
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