In this episode of Closing with Confidence, Chelsea Metka breaks down one of the most misunderstood aspects of Florida real estate — the difference between using a title company and hiring a real estate attorney. While Florida doesn’t legally require an attorney at closing, Chelsea makes a compelling case for why skipping one could be a costly mistake, from overlooked zoning risks on million-dollar properties to title defects buried in easement language that most title companies never even look for.
Chelsea pulls back the curtain on what title companies actually do — and more importantly, what they don’t do — including why Schedule B-II of a title commitment is so often ignored and how that silence can expose buyers to serious risk after closing.
This is essential listening for anyone buying, selling, or investing in Florida real estate.
In this episode, you will hear:
- Why Florida doesn’t require a real estate attorney at closing — and why that doesn’t mean you shouldn’t have one
- The critical difference between what a title company does versus what a real estate attorney brings to the table
- Why Schedule B-II of a title commitment is routinely overlooked and what buyers stand to lose because of it
- How outdated easement agreements can create serious unanswered questions that put a deal at risk
- The growing threat of wire fraud and the verification safeguards that protect buyers’ funds
- Real-world zoning surprises that can turn a quiet neighborhood purchase into a costly mistake
Follow and Review:
We’d love for you to follow us if you haven’t yet. Click that purple ‘+’ in the top right corner of your Apple Podcasts app. We’d love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select “Ratings and Reviews” and “Write a Review” then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast.
