622 Vineland Rd., Winter Garden, FL 34787
4.9
Chelsea L. Metka, Esq.
Fifteen minutes, no obligation. Bring us your contract, your lease, your loan, or your question.
The security of your funds and the condition of your title are the two things that decide whether a closing goes cleanly. We handle escrow in house and issue title insurance as agent for Old Republic, Stewart, and First American.
Chelsea L. Metka is board certified in Real Estate Law by The Florida Bar. You get everything a traditional title company provides, plus someone who can advise you when something surfaces.
We provide title, escrow, and closing services to clients in the following communities:
Counties: West Orange County | South Lake County
Cities
Escrow holds funds and documents until every condition of the sale is met. What makes an attorney led escrow different is who controls the release. Your funds are not disbursed until the closing documents have been reviewed and the conditions confirmed, by the attorney handling the file.
We offer a full suite of services designed to navigate the complexities of the closing process for both residential and commercial clients in Central Florida:
Secure fund transfers and professional management of escrow agreements for funds held before and after closing.
Meticulous examination of property records to identify and resolve liens, encumbrances, or ownership disputes.
We issue owner’s and lender’s policies as agent for Old Republic, Stewart, and First American, three of the largest underwriters in the country.
We manage communication and document flow between lenders, real estate agents, and third parties to ensure a timely settlement.
In today’s market, wire fraud is a significant and real threat. Criminals frequently attempt to steal closing funds by emailing fake wire instructions that mimic the appearance of your agent or attorney.
We implement rigorous protocols to protect your money:
For your protection, all closing funds must be wired; we do not accept checks at the closing table.
We require clients to confirm wire instructions by phone using a known number before any transfer. Never rely on instructions sent via email alone.
We work with you to verify immediately with the bank that the funds were sent to the correct account and received.
A title commitment has multiple sections, and most title companies focus only on the closing checklist. That leaves easements, mineral rights, tenant rights, and other exceptions unexamined, and no title insurance policy covers them.
Chelsea L. Metka is board certified in Real Estate Law by The Florida Bar, a distinction held by a small fraction of Florida attorneys. She reviews every file at least three times between contract and closing, including the title commitment, the survey, the municipal lien search, the HOA estoppel, and every incoming and outgoing wire before funds are disbursed.
A title agent can tell you an exception exists. An attorney can tell you what it means for you.
Florida sets title insurance premiums by law, which means the premium itself is identical no matter who handles your closing. For properties between $100,000 and $1 million, the rate is $5.75 per $1,000 of purchase price.
What varies is the settlement fee and the itemized charges layered on top of it. A closing advertised at a $500 settlement fee can reach $1,500 once courier, notary, technology, and storage fees are added. Ask any provider for an estimated settlement statement before you commit, and compare the total rather than the headline number.
We review the file, confirm the contract matches the current status of title, and open the transaction.
Once the title commitment comes back, the bulk of the work begins. Payoffs, estoppels, lien searches, and surveys are ordered and cleared.
Figures are finalized with the lender, documents are prepared, and the parties sign.
Wires are initiated, checks are issued, documents are recorded, and title policies are issued and mailed.
Read the full guide, From Contract to Keys: The Complete Guide to Florida Real Estate Closings.
“
“The staff at Metka are beyond helpful, professional, and all around kind. They made the closing process for my home extremely easy!”
Megan B.
“
“Tammy and The Metka Law Firm redefined my expectations… She's beyond nice, kept things moving along, informed me of everything at all times, and worked with the rest of the team behind the scenes to help me close on time while overseas.”
Georgy M.
Testimonials reflect the experience of individual clients. Results vary and past results do not guarantee a similar outcome.
Fifteen minutes, no obligation. Bring us your contract, your lease, your loan, or your question.
We respond quickly, usually the same business day.
The information on this page is general information and is not legal advice. Contacting the firm does not create an attorney client relationship.
