622 Vineland Rd., Winter Garden, FL 34787

Lender Representation in Central Florida

Rated 5 out of 5

4.9

on Google (79 reviews)
Board certified by The Florida Bar in Real Estate Law
Chelsea L. Metka, Esq.

Chelsea L. Metka, Esq.

Founding Attorney · Board Certified in Real Estate Law, The Florida Bar

Fifteen minutes, no obligation. Bring us your contract, your lease, your loan, or your question.

Representation for lenders and private investors

The Metka Law Firm represents lenders in residential and commercial real estate financing. Chelsea L. Metka is board certified in Real Estate Law by The Florida Bar, and we prepare and review loan documentation, examine title, and confirm your security interest is properly perfected and recorded.

Lender Representation Across Orange and Lake Counties

We provide lender representation to banks, private lenders, and investors across the following communities:

All Lender Representation by City (Residential & Commercial)

Expert Representation for Every Type of Lender

We represent private lenders, hard money lenders, and institutional lenders across a range of financing structures, including:

  • Construction Loans: Draw schedules, inspection conditions, lien waivers, and priority protection as work progresses.
  • Refinances: Payoff coordination, satisfaction of prior mortgages, and confirmation of lien position.
  • Balloon Loans: Documentation of maturity terms and the disclosures Florida requires.
  • Multiple-Collateral Loans: Cross collateralization and cross default provisions across more than one property.

Safeguarding Your Security Interest

Your documentation is your protection. If the mortgage is not properly drafted, executed, and recorded in the right priority position, the loan is exposed no matter how strong the borrower looked at origination.

Title Examination and Lien Priority

We search title, identify prior mortgages, judgments, and liens, and confirm your security interest records in the position you expect.

Florida Documentation Compliance

Mortgages, notes, and security agreements drafted to Florida requirements, including documentary stamp and intangible tax handling.

Closing and Funding Coordination

Execution, funding, disbursement, and recording handled through our office, with title insurance issued as agent for Old Republic, Stewart, and First American.

Why Lenders Partner with Us?

Chelsea L. Metka is board certified in Real Estate Law by The Florida Bar, a distinction held by a small fraction of Florida attorneys.

For a lender, the value is not the document itself. It is knowing that someone examined title, confirmed priority, and verified the file recorded correctly before you funded. She reviews every file at least three times between commitment and closing, including every incoming and outgoing wire before funds are disbursed.

What Our Clients Say

Rated 5 out of 5

4.9

out of 5 from 79 Google reviews

“

“They are the most professional, knowledgeable & truly 'ON THE BALL' team that we have ever partnered with… If you need real estate law advice, buyer or seller counsel, contract assistance or closing assistance… do not hesitate to reach out to this amazing team!!!”

T.M. (Real Estate Company Owner)

“

“Ms. Metka is knowledgeable and professional, and provided her expertise and guidance to ensure the security of our purchase… I would highly recommend The Metka Law Firm if you seek real estate legal advice.”

Christy G.

Testimonials reflect the experience of individual clients. Results vary and past results do not guarantee a similar outcome.

Speak with a real estate attorney today

Fifteen minutes, no obligation. Bring us your contract, your lease, your loan, or your question.

Fax 1-888-357-0255
The Metka Law Firm, P.A.
622 Vineland Rd.
Winter Garden, FL 34787

We respond quickly, usually the same business day.

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The information on this page is general information and is not legal advice. Contacting the firm does not create an attorney client relationship.