622 Vineland Rd., Winter Garden, FL 34787
4.9
Chelsea L. Metka, Esq.
Fifteen minutes, no obligation. Bring us your contract, your lease, your loan, or your question.
Commercial financing involves high value assets and layered legal requirements. Whether you are an institutional lender, a private investor, or a hard money lender, the strength of your loan comes down to the documentation and the position of your lien. Chelsea L. Metka is board certified in Real Estate Law by The Florida Bar and reviews both personally before you fund.
We represent commercial lenders throughout Orange and Lake Counties, including:
Counties: West Orange County | South Lake County
Cities
We represent lenders across a range of commercial loan structures, including:
Draw schedules, inspection conditions, lien waivers, and maintaining priority as work progresses.
Payoff coordination, satisfaction of prior mortgages, confirmation of lien position, and documentation of maturity terms.
Cross collateralization and cross default provisions across more than one property, with each mortgage recorded in the correct position.
Providing the speed and legal precision needed for non-traditional financing.
We provide end-to-end legal support to ensure that the structure of your loan matches your intent and that your security interest is ironclad.
Commitment letters, notes, mortgages, security agreements, and guaranties drafted to Florida requirements, including documentary stamp and intangible tax handling.
Assisting with legal entity set-up to meet strict financing criteria while mitigating liability.
We personally review title searches, surveys, and environmental reports to ensure your collateral is free from unexpected claims.
Execution, funding, disbursement, and recording handled through our office, with title insurance issued as agent for Old Republic, Stewart, and First American.
Chelsea L. Metka is board certified in Real Estate Law by The Florida Bar, a distinction held by a small fraction of Florida attorneys.
For a lender, the value is not the document. It is knowing that someone examined title, confirmed priority, and verified the file recorded correctly before you funded. She reviews every file at least three times between commitment and closing, including every incoming and outgoing wire before funds are disbursed.
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“They are the most professional, knowledgeable & truly 'ON THE BALL' team that we have ever partnered with for real estate law… If you need real estate law advice, buyer or seller counsel, contract assistance or closing assistance… do not hesitate to reach out to this amazing team!!!”
T.M. (Real Estate Company Owner)
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“Chelsea Metka and her team are both knowledgeable and resourceful when it comes to the local market… The team is driven by solutions to ensure the client can get to closing as seamlessly as possible.”
Franchesca A. (Realtor)
Testimonials reflect the experience of individual clients. Results vary and past results do not guarantee a similar outcome.
Fifteen minutes, no obligation. Bring us your contract, your lease, your loan, or your question.
We respond quickly, usually the same business day.
The information on this page is general information and is not legal advice. Contacting the firm does not create an attorney client relationship.
