622 Vineland Rd., Winter Garden, FL 34787
4.9
Chelsea L. Metka, Esq.
Fifteen minutes, no obligation. Bring us your contract, your lease, your loan, or your question.
We offer everything a title company does, plus something a title company cannot: legal advice. Chelsea L. Metka is board certified in Real Estate Law by The Florida Bar and personally reviews the title work on your file, with title insurance issued as agent for Old Republic, Stewart, and First American.
We proudly provide residential legal services to homeowners and investors across the following communities:
Counties: West Orange County | South Lake County
Cities
In Florida, you have the right to choose who handles your closing, and your choice matters. While a traditional title company can process paperwork, they cannot provide the legal protection that comes with an attorney-led firm.
As your closing team, our Board Certified Real Estate Attorney personally reviews every title search and is actively involved in resolving liens, boundary disputes, or title defects before they can delay your progress. You receive legal review and title insurance under one roof, from the same person who can tell you what to do if something surfaces.
Every closing moves through four phases. Knowing what each involves takes the mystery out of what can feel like a long wait between signing and settlement.
We review the file, confirm the contract matches the current status of title, and open the transaction.
Once the title commitment comes back, the bulk of the work begins. Payoffs, estoppels, lien searches, and surveys are ordered and cleared.
Figures are finalized with the lender, documents are prepared, and the parties sign.
Wires are initiated, checks are issued, documents are recorded, and title policies are issued and mailed.
Read the full guide, From Contract to Keys: The Complete Guide to Florida Real Estate Closings.
Florida sets title insurance premiums by law, which means the premium itself is identical no matter who handles your closing. For properties between $100,000 and $1 million, the rate is $5.75 per $1,000 of purchase price.
What does vary is the settlement fee and the itemized charges layered on top of it. A closing advertised at a $500 settlement fee can reach $1,500 once courier, notary, technology, and storage fees are added. Ask any provider for an estimated settlement statement before you commit, and compare the total rather than the headline number.
We prioritize clarity and security at every stage of the closing process:
We take fraud protection seriously. For your protection and ours, all closing funds must be wired; we do not accept checks at the closing table.
If you can’t make it to our office, you don’t have to worry. We have a trusted network of notaries who can bring the closing to your location.
Attorney involved closings at our firm are often equal to or less than what a traditional title company charges, and legal issues that come up mid transaction are typically handled at no additional cost.
Title, escrow, and lender coordination all handled by our office, so you have one point of contact rather than three.
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“The staff at Metka are beyond helpful, professional, and all around kind. They made the closing process for my home extremely easy!”
Megan B.
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“They made our house closing experience easy and stress-free in a comfortable environment!”
Kelsey Q.
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“Tammy and the team at Metka Law Firm provided consistent informative communication and made this a simple and smooth transaction for my clients and myself. Thank you, Tammy!”
Joseph S. (Realtor)
Testimonials reflect the experience of individual clients. Results vary and past results do not guarantee a similar outcome.
Fifteen minutes, no obligation. Bring us your contract, your lease, your loan, or your question.
We respond quickly, usually the same business day.
The information on this page is general information and is not legal advice. Contacting the firm does not create an attorney client relationship.
